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OWN A NEW CREST NICHOLSON HOME WITH JUST A 5% DEPOSIT

If you want to buy, but unsure if you can get a good mortgage with the deposit you have saved, Deposit Unlock could make a world of difference.

FIND A HOME

DEPOSIT UNLOCK EXPLAINED

Ready to buy your first or next home? Deposit Unlock means you can gain access to the market’s competitive mortgage rates – with a deposit of only 5%. For you, it means a more affordable move – which means life can be more enjoyable!

HOW DOES IT WORK?
Step on or move up the property ladder with just 5% deposit

1

Have your 5% deposit ready to go on your new Crest Nicholson home

2

Find out about and get access to competitively priced mortgage products

3

An Independent Mortgage Specialist will qualify you for the scheme

4

We’ll give you a Confirmation Letter so you can apply for a Deposit Unlock mortgage

5

Once approved, go ahead and reserve your new Crest Nicholson home

ARE YOU ELIGIBLE?

  • Your new home must have a purchase price of less than £789,000.
  • You must be able to provide a 5% minimum deposit of the purchase price of the new home.
  • Deposit Unlock is available to first time buyers and home movers, subject to the lender’s criteria.

To find out more about Deposit Unlock, speak to one of our Sales Executives.

More Information

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Deposit Unlock Terms and Conditions

WHO IS ELIGIBLE?

Customers must be able to provide a 5% minimum deposit

AVAILABILITY

  • The Deposit Unlock scheme is available on Crest Nicholson homes up to a maximum purchase price of £789,000. This is subject to change and is determined by the mortgage lender’s criteria
  • Homes available with the Deposit Unlock scheme are subject to specific mortgage lender criteria. Please speak to a Sales Executive for more information.
  • Deposit Unlock cannot be used in conjunction with any other financial incentive

HOW DO I APPLY FOR DEPOSIT UNLOCK?

If the scheme is right for you, we will issue you a Confirmation Letter entitling you to apply to Deposit Unlock lenders for a Deposit Unlock mortgage. This Confirmation Letter does not oblige the Deposit Unlock lender to offer you a Deposit Unlock mortgage. You will still need to meet the lender’s own criteria to be eligible.

TERMS AND CONDITIONS

  • The Deposit Unlock scheme provides mortgage indemnity insurance policies to participating lenders, to which Crest Nicholson Operations Limited makes a financial contribution. The insurance covers the mortgage lender in the event of a loss due to a repossession. Your obligations to the mortgage lender remain unchanged.
  • Your home may be repossessed if you do not keep up payments on a mortgage or any other debt secured on it.
  • Crest Nicholson do not offer mortgage advice. Any advice in this respect should be obtained from a mortgage adviser or lender.

More ways we can help you move

Are You A First-Time Buyer?

Are you a first-time buyer?

Owning your first home is exciting. With us you can rest assured we'll help you through every step of the buying process, making it as simple as possible.

I'm a first-time buyer
Are You A First-Time Buyer?

Do you have a home to sell?

We're here to make it a stress-free experience. We can be the buyer of your current home with Part Exchange, or help you sell with SmoothMove.

I have a home to sell

Terms & Conditions

Deposit Unlock is available on selected Crest Nicholson homes. Terms and Conditions apply. Sales terms and conditions also apply. Read more here.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.