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All you need to know about buying a new home with Crest Nicholson

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Our buying schemes can help you move sooner

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Helping You Move

Deposit Booster

Helping you move > Deposit Booster

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BOOST YOUR DEPOSIT BY AN EXTRA 5%*

Want to take advantage of lower mortgage rates? Our Deposit Booster scheme may be able to help.

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DEPOSIT BOOSTER EXPLAINED

If you already have a 10% deposit saved, our Deposit Booster scheme could add up to an extra 5%* of the purchase price. Take advantage of a smaller 85% mortgage and potentially lower rates and make your dream home a reality.

HOW DOES IT WORK?

1

If your chosen home value is £300,000

2

You must have a 10% deposit of £30,000

3

We could boost your deposit by £15,000 bringing your total deposit to £45,000 (15%)

4

You would then only need an 85% mortgage for the remaining £255,000

*A maximum of 5% will be payable on completion. The offer is subject to lender criteria and financial qualification by a mortgage advisor to proceed with the purchase. This offer cannot be used with any other Crest Nicholson scheme or offer.

DEPOSIT BOOSTER TERMS AND CONDITIONS

WHO IS ELIGIBLE?

  • This offer is for Crest Nicholson to contribute towards your mortgage deposit up to a maximum of 5% of the purchase price. You are required to contribute a minimum 10% deposit
  • You must be financially qualified by an independent mortgage advisor and meet the lender’s mortgage eligibility criteria.

HOW DOES THE CONTRIBUTION WORK?

  • Crest Nicholson’s contribution will be:
    • agreed before you reserve your Crest Nicholson home; and confirmed in the reservation agreement; and
    • paid to your solicitor on legal completion of your Crest Nicholson home purchase provided that legal completion must take place on or before the date agreed at the time of reservation.
  • This offer:
    • cannot be used with any other Crest Nicholson offer;
    • is available on selected developments and plots only, subject to status and availability.

TERMS AND CONDITIONS

  • Crest Nicholson may, at its absolute discretion, withdraw or alter the terms of this offer at any time before you have reserved your Crest Nicholson home and paid your reservation fee.
  • If you require a mortgage, you are strongly advised to obtain advice from a regulated adviser.
  • In the event that your reservation agreement expires or is cancelled/terminated, any deposit boost offer in relation to your deposit will automatically terminate.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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More ways we can help you move

SMOOTHMOVE

WE WILL BE THE CASH BUYER FOR YOUR CURRENT HOME

Let us do the hard work for you. We will arrange for a valuation, viewings and pay your estate agent's fees. All you need to do is reserve a brand new Crest Nicholson home.

HOW DOES SMOOTHMOVE WORK
Part Exchange

WE WILL BE THE CASH BUYER FOR YOUR CURRENT HOME

A guaranteed* chain-free cash buyer for your existing property, enabling you to reserve your new Crest Nicholson home.

How does Part Exchange work
DEPOSIT UNLOCK
Deposit Unlock

A NEW WAY TO BUY A NEW HOME WITH JUST A 5% DEPOSIT
For first time buyers and home movers, it’s the key to your new home

Are you saving for a deposit for your first home or finding it challenging to move home when you have low equity? Deposit Unlock could be exactly what you’re looking for.

HOW DOES DEPOSIT UNLOCK WORK
Home Reach
Home Reach

WHAT IS HOME REACH?

Home Reach is a part buy-part rent scheme designed to make home buying more accessible. When you buy your new Crest Nicholson home with Home Reach, you purchase a share of your new home and pay a low monthly rent on the share you don't buy.

How does Home Reach work