WHY SHOULD I USE AN INDEPENDENT MORTGAGE ADVISOR?
Independent Mortgage Advisors provide impartial advice on the whole range of available mortgage products. They work separately from mortgage companies, lenders and banks and can help guide you through the process:
Check your finances and advise on mortgage affordability
Look at a range of mortgage products and advise on current new home mortgage offers and types of finance according to your needs
Guide first time buyers through the opportunities for additional funding schemes which may be available
Usually complete the paperwork for you, so your application should be dealt with faster
Whether or not you proceed to place your mortgage through an Independent Mortgage Advisor, it is essential that a mortgage offer is secured prior to Exchange of Contracts. Your mortgage lender will make arrangements with your solicitor and Crest Nicholson Sales Executive to inspect your new home and survey it for mortgage purposes. Please remember that your new home may not be ready for some months and that your mortgage offer may only be valid for a limited period. Therefore, always check the length of time the offer is valid for. Businesses who offer mortgage advice must be regulated and authorised by the Financial Conduct Authority (FCA).