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The third phase of the government’s Help to Buy scheme will launch on 1st April 2014 with a new product tailored specifically for serving members of the Armed Forces, allowing them to borrow up to 50 per cent of their annual salary.


With just 35 per cent of military personnel under officer level owning their own home, compared to 65 per cent of civilians in equivalent socio-economic circumstances[1], the scheme is intended to address the low rate of home ownership amongst the Armed Forces, enabling service personnel to borrow up to £25,000 for their deposit.


Forces Help to Buy is an extension of phase one of Help to Buy, where the government lends prospective purchaser 20 per cent of the value of their property. The Armed Forces loan will be repayable over ten years, while the government loan is repayable after five years.


With numerous developments located close to military barracks or in military towns across the UK, developer Crest Nicholson has signed up to the scheme and is preparing for an influx of new purchasers once Forces Help to Buy goes live.


Annette Cole, Sales and Marketing Director for Crest Nicholson Eastern, comments: “Help to Buy has already opened the door to homeownership to so many first and second-time buyers and we fully support this third phase of Help to Buy tailored to the Armed Forces.


“Crest Nicholson has numerous developments in close proximity to military barracks, which I hope will make our homes an attractive proposition for all the service personnel who are looking to take up the scheme.”

Vista, Ipswich

Steeped in military history, Ipswich and its peripheral villages are home to both a training ground for the Army Air Corps and the Royal Hospital School, historically known as the Cradle of the Navy.


Just fifteen minutes away from the Woodbridge Airfield and the Rock Barracks is Vista, an established development of one and two-bedroom apartments and two, three and four-bedroom family houses.


Currently available at Vista is the four-bedroom Lavenham house, built in a traditional cottage-style. Designed with both growing and established families in mind and arranged over two storeys, the L-shaped Lavenham extends to almost 1,400 sq ft.


On the ground floor, the open plan kitchen / dining room spans over 26 ft in length, with a stylish breakfast bar dividing the two areas. The kitchen / dining room is equipped with integrated appliances, providing stylish surroundings in which to cook up a feast.


Not neglecting the practicalities, a spacious utility room extends off the kitchen, while the downstairs cloakroom offers an additional level of convenience.


The separate living room can be utilised as a more formal entertaining area and, with a further set of double doors that open directly onto the garden, the outside space feels like an extension of the internal living accommodation. Equally, with room for two or three large sofas, there are plenty of opportunities for families to enjoy evenings at home together.


Upstairs, the main bedroom is equipped with a large en suite bathroom and fitted wardrobes. Also situated on the first floor are two further generous double bedrooms, as well as a good sized single bedroom, perfect for a baby’s nursery or guestroom. The centrally located family bathroom benefits from high-end white suites that are elegantly finished with a Roman glass bath screen, Hansgrohe mixer taps and shower fittings, and a chrome towel rail.


Vista doesn’t just offer residents a beautiful home, but also the opportunity to be part of a community too. Excellent retail and leisure facilities are a short drive away, as well as highly regarded independent and state schools catering for children from nursery age to sixth form.


Nearby Ipswich Station offers direct links into London Liverpool Street in just over an hour. The A12 and A14 offer direct road links across East Anglia and into the capital.


The four-bedroom Lavenham is currently available for £325,000. Please contact the sales and marketing suite for further information on prices in conjunction with Forces Help to Buy on 0870 757 8182 or visit

[1] The Telegraph, September 2013