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Help to Buy

Don't miss the chance to buy with Help to Buy.

Start searching for your new home and call us now to register your interest

Help to Buy is the Government backed initiative which does exactly what it says, it helps you buy a brand new home. Whether you're a first time buyer or an existing home owner wanting to move up the property ladder, Help to Buy will get you moving.

The Help to Buy Scheme is known as an 'Equity Loan' which is available in England, Wales and London.

Watch this video to learn how a Help to Buy equity loan could help get you on the property ladder.


Help to Buy your new home


Help to Buy Schemes Available

Help to Buy Equity Loan

You need just a 5% deposit to buy a new Crest Nicholson home and a mortgage of only 75% of the value of your new home. So you pay just 80% of the property price now. With the initiative available on properties in England up to the value of £600,000 and Wales up to £300,000, the dream of home ownership is a reality. Plus you could also qualify for some of the best mortgage rates on the market through high street lenders.

To reflect the current property market in London, the government has increased the upper limit for the equity loan it gives new buyers within *London from 20% to 40%. This means you could buy a new home with a 40% equity loan, 55% mortgage and only 5% deposit on properties up to the value of £600,000.

*Applies to 32 London boroughs and the City of London

Help to Buy ISA

Save up to £200 a month towards your first home with a Help to Buy ISA and the government will boost your savings by 25%.

Read more
How Help to Buy Equity Loan Works

How it Works

  • Help to Buy is available to all new homebuyers, not just first time buyers
  • You only need a minimum 5% deposit to qualify
  • The Government will lend you up to 20% (40% for properties in *London) of the value of your property through an equity loan
  • 100% home ownership
  • The loan can be repaid at any time or on the sale of your home
  • You will only need to secure up to a 75% (55% for *London properties) mortgage from a bank or building society
  • Only available on new build homes
  • No interest on the loan amount for the first 5 years
  • There is a maximum home purchase of £600,000 in England (including *London properties) and £300,000 in Wales.

*Applies to 32 London boroughs and the City of London

Help to Buy: breaking down the costs

Example: for a home with a £200,000 price tag

With London Help to Buy:

  • you’ll need to contribute at least 5% of the property price as a deposit
  • the Government will give you a loan for up to 40% of the price
  • you’ll need a mortgage of up to 55% to cover the rest

Help to Buy: Listen to the expert


Don't miss the chance to buy with Help to Buy.

Start searching for your new home and call us now to register your interest. 

Help To Buy Calculator

Register Your Interest

If you would like to be kept informed of special offers and site launches or are interested in bulk property purchases, please register your interest.

Register Interest

Help to Buy Buyers Guide

Help To Buy Buyers GuideDownload the Crest Nicholson Help to Buy summary guide to find out more information on how you can buy now with just a 5% deposit.


Download PDF

Help to Buy England and London

Help to BuyTo find the full details of the Help to Buy England and London scheme download the Government Buyers Guide.


Download PDF

Help to Buy Wales

Help to BuyTo find the full details of the Help to Buy Wales scheme download the Government Buyers Guide.


Download PDF
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