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Home Reach

If buying outright isn’t an option for you, part buy-part rent with Home Reach offers an alternative route to get you onto the property ladder.

What is Home Reach?

Home Reach logoHome Reach is a part buy-part rent scheme designed to make home buying more accessible, meaning those who previously couldn't afford to buy a new home, now may be able to. When you buy your new Crest Nicholson home with Home Reach, you purchase a share of your new home and pay a low monthly rent on the share you don't buy.

How does part buy-part rent work?

Part buy-part rent is a way to purchase a share in a property. You can pay for your share in cash savings, or by taking out a mortgage. If you are taking out a mortgage, you will need to allow for a minimum of 5% deposit. 

You'll be able to live in your home as if you've bought it outright, with our partners, heylo housing acting as your landlord granting you a 125-year lease. As time goes on you can increase the share you own, up to 100% home ownership.

Example based on a £230,000 home*

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*Illustrated costs only

Hear from our purchasers

Reece and Lucy discuss their experience of purchasing their first home together with the Home Reach scheme, at Potter's Grange in Leicestershire.

What are the benefits?

  • Provides security of home ownership
  • An affordable way to get onto the housing ladder
  • Freedom to decorate and improve your home
  • Your budget will decide the share you buy, rather than the size of your home
  • Ability to increase the level of ownership at any time
  • Flexibilty to sell and move at any time
  • Benefit from any increase in property prices
  • No Stamp Duty payable for first-time buyers purchasing a Home Reach property, valued up to £500,000.

Who is eligible?

You could buy a Crest Nicholson part buy-part rent home if;

  • Your household income does not exceed £80,000 per annum (£90,000 in London)
  • You are a first-time buyer or used to own a home, but cannot afford to buy outright and do not currently own a property
  • You have passed a financial assessment demonstrating that you are financially able to purchase the share you want to buy support the monthly costs
  • You are registered with your local Help to Buy Agent and have been accepted
  • The property you will be buying will be your principle and only home

Who are heylo?

Launched in September 2014, heylo works in partnership with housebuilders across England to offer Home Reach, a part buy-part rent option on new build properties.

There’s no catch, it’s not magic, heylo is simply about helping buyers get on, climb up and stay on the property ladder.

For more information on heylo, visit

*Part buy-part rent based on a 50% share. All figures based on a £230,000 home. Estimated monthly cost is an illustrated figure only, please speak to an Independent Financial Advisor for exact costings. Additional costs such as building insurance, monthly management fee and estate charge are not included in the monthly rent figure or in the estimated monthly cost. Rent is charged at 2.75% of the unsold share value. This increases annually with RPI + 0.5%. Starting shares vary across sites and plots. For more information visit your local Home Reach development. **Assuming rental yield 4.5% per annum.


If you would like to be kept informed of special offers and site launches or are interested in bulk property purchases, please register your interest.


Home Reach buyers guide

Help To Buy Buyers GuideDownload the Guide to Home Reach for buyers to find out more information on how you can buypart-buy, part-rent with Crest Nicholson.

Download PDF

Home Reach handy facts

Help To Buy Buyers GuideDownload the Handy Facts to find out more about how the scheme works, key terms used and the costs associated with your purchase.

Download PDF
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