HomeBuy UK Government FirstSteps to home ownership in London

More Information

Download the FirstBuy Buyers' guide to find out more information on how you can buy now at only 80% of the price.

FirstBuy Buyers' Guide PDF cover

FirstBuy

You can't afford to miss this opportunity.

Taking that first step onto the property ladder is never easy. However with the new Government backed scheme, FirstBuy, the dream of buying your first property can become a reality.

FirstBuy is a shared equity scheme which enables first time buyers to purchase a new property at just 80% of the price now. Funding is provided in part by the Government and Crest Nicholson via a loan with a minimum contribution required from the purchaser of just 5%. With the scheme only available on new build properties it means that you can make that first step to home ownership whilst enjoying the many benefits associated with new build homes.

Whether you are looking for a house or an apartment there will be something to suit everyone and with all properties built to our exacting standards you can be sure to find your dream property with Crest Nicholson.

Click on a development near you and register your interest in the scheme today. By registering now you could be the first in line to take advantage of this incentive, hurry availability is limited.

Choose a Development

Page:
12
Aldermere
Cheshunt | Hertfordshire

Prices from £279,500

Phone Number
0870 757 8192
Blenheim Square
North Weald | Essex

Prices from £188,500

Phone Number
0870 7578190
Canal Reach
Hinckley | Leicestershire

Prices from £144,950

Phone Number
0870 754 0947
Cedars Park
Stowmarket | Suffolk

Prices from £145,000

Phone Number
0870 7551620
Centenary Quay
Southampton | Hampshire

Prices from £129,500

Phone Number
0870 758 0432
Hardy's Gate
Dartford | Kent

Prices from £229,500

Phone Number
0870 7578188
Page: 12

*Terms and Conditions apply. To see all available plots and prices click on the full details button for the development.

Eligible applicants will be offered an equity loan of up to a maximum of 20% of the purchase price (based on the open market value).

Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings and any deposit where required. Applicants must obtain their conventional mortgage from a Qualified Lending Institution. For the first five years there is no fee charged on the equity loan component. At the start of year six a fee is collected of 1.75% of the market value of the property at the time the loan is entered into multiplied by the outstanding percentage under the equity loan, the annual fee of 1.75% will be uplifted by RPI +1% p.a.

The equity loan is provided by the HCA and developer and held as a joint second charge.

Do I qualify?

FirstBuy is available to people who cannot afford to buy on the open market, with a joint household income of less than £60,000 per annum.

To qualify for this scheme you might be for example:

  • a first time buyer.
  • a key worker.
  • serving armed forces personnel.
  • currently living in social or privately rented accommodation and want to move out.
  • an existing homeowner whose family circumstances have changed.
Click here if you don't think that you qualify. There are plenty of other ways to buy your first home! >>